The objective of the Home Ownership and Renovation Prorgam for the Kativik Region is to improve the housing conditions of residents in the Kativik region and facilitate access to residential home ownership.
There are four components to it:
- Training and mentoring, to inform households how to buy and maintain a property;
- Purchase and construction assistance, to enable people to buy a property at a reasonable price or create affordable housing;
- Renovation assistance, to allow owners to renovate their property;
- Occupancy assistance, to reduce the annual cost of a home through recurring financial assistance for the payment of municipal taxes and housing insurance premiums.
You could qualify for the program if:
- You live in the Kativik Region (you are an individual whose main residence has been in the Kativik Region for at least a year or an Inuit person under the James Bay and Northern Quebec Agreement);
- You manage a non-profit cooperative or organization that has its head office in the Kativik Region and that owns dwellings reserved for residents who are not in its employ.
- Purchase and Construction Assistance
The financial assistance corresponds to 75% of the maximum recognized costs for completing the project, based on the number of rooms. The assistance amount is higher for the most remote villages.
In cases of non-profit organizations or a housing cooperative that develops housing for families or clients in particular situations, the financial assistance corresponds to 90% of the recognized maximum costs.
- Renovation Assistance
The financial assistance granted to an owner for renovating his/her residence corresponds to 50% of the total cost for the recognized work, up to $50,000. The project must have a cost of at least $20,000.
- Occupancy Assistance
Financial assistance for municipal taxes payments corresponds to 75% of the annual municipal taxes applicable to the residential section.
The annual subsidy cannot exceed $7,500 per dwelling or $2,675 per room for a boarding house.
Financial assistance for the payment of housing insurance premiums is equal to 30% of the premium, subject to certain conditions.
For this component, the subsidy is paid for 15 years and can be renewed for successive periods of 5 years.
The building must serve as a residence and be residential in vocation in whole or in part. Only the residential section is eligible, as well as the common areas serving it. The building must be located in one of the 14 northern villages of the Kativik Region and its placement must comply with the steering plan in effect in the northern village where it is or will be constructed.
To enrol in the program or obtain information about certain construction standards applicable in northern communities, contact the Kativik Municipal Housing Bureau at the following address:
1600 Akianut Street
Kuujjuaq, Quebec J0M 1C0
You can also contact the Société d’habitation du Québec to find out how to submit your application for financial assistance.